Revised June 2021
Idaho Central Credit Union U.S. Consumer Privacy Notice
| FACTS | WHAT DOES IDAHO CENTRAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and income • Account balances and transaction history • Credit history and credit scores When you are no longer our member, we continue to share your information as described in this notice. |
| How? | All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Idaho Central Credit Union chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Idaho Central Credit Union Share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as processing your transactions, maintaining your account(s), responding to court orders and legal investigations, or reporting to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | Yes |
| For our affiliates’ everyday business purposes — information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes — information about your creditworthiness | No | We don’t share |
| For our affiliates to market to you | Yes | Yes |
| For nonaffiliates to market to you | No | We don’t share |
To limit our sharing
Call 1-800-456-5067
Please note: If you are a new member, we can begin sharing your information 30 days from the date we provide this notice. When you are no longer a member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?
Call 1-800-456-5067, visit www.iccu.com, or write us at
Idaho Central Credit Union, P.O. Box 2469, Pocatello, ID 83206-2469.
Who We Are
Idaho Central Credit Union and Idaho Central Insurance Services, LLC
What We Do
| How does Idaho Central Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Idaho Central Credit Union collect my personal information? | We collect your personal information, for example, when you • open an account or deposit money • pay your bills or apply for a loan • use your debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your • creditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. |
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to you individually- unless you tell us otherwise. |
Definitions
Affiliates – Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliate is Idaho Central Insurance Services, LLC.
Nonaffiliates – Companies not related by common ownership or control. They can be financial and non-financial companies. Idaho Central Credit Union does not share with nonaffiliates so they can market to you.
Joint Marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include investment and financial service providers and insurance companies.
Other Important Information
Privacy Policy Changes – We reserve the right to amend this Privacy Policy at any time without notice other than as required by applicable law; you can view the latest version at www.iccu.com.
Geolocation Information – Our online banking app periodically collects, transmits, and uses geolocation information to support features that prevent fraudulent card use and alerts, but only if you expressly authorize the collection of such information. You may choose whether geolocation information can be monitored on a continuous basis in the background, only while the app is being used, or not at all. You can change your location permissions at any time in your device settings.