Simple to Finance & Amazing Rates
At Idaho Central, we believe in making our financing options simple and easy. That’s why when you have Idaho Central Boat & Watercraft Loan, you’ll receive the service you deserve so you can go enjoy that water fun!
- Low, affordable interest rates
- Quick loan decisions
- Local, friendly service
Term Options
Up to 180 months
Fees
No loan application fees
Boat/Watercraft Loan Calculator
How much will your monthly loan payment be? Use this calculator to determine how much your monthly loan payment will be, based on vehicle price and loan information.
Boat/Watercraft Refinance Calculator
Determine out how much you could reduce your monthly and total loan payments if you refinance your loan.
Boat and Watercraft Rates
| Age of Vehicle | Loan Term | Interest Rate | ||
|---|---|---|---|---|
| Age of Vehicle2022 or newer | Loan Term120 months | Interest Rate8.590% | Terms | |
| Age of Vehicle2022 or newer | Loan Term144 months | Interest Rate9.040% | Terms |
Know Your Boat’s Value
It’s important to know your boat’s market value. Do a little research and be sure you are paying a fair price. Or, if you need to sell your old boat first, make sure you aren’t missing out on money in your pocket. Either way, knowing your boat’s value will make you prepared to buy or sell.
Need to update your vehicle insurance? Learn more!
Let’s Get Your Watercraft Loan Application Started
Let us know how you are planning on purchasing or refinancing your watercraft vehicle, so we can fine-tune our loan options to fit your needs.