Find the Perfect Condo Fit
Perhaps you are a working professional, a young couple starting out, or even looking to downsize; a condo could be the perfect fit. Plus, Idaho Central loans are locally serviced providing great rates and the friendly service you expect.
Term Options
10, 15, 20, 30 years
Down Payment
As low as 3% of purchase price
Eligible Properties
Purchase, Primary Residence, Second/Vacation Home
Purchase Your Home With Confidence
We want to help you through the loan process and get you resting comfortably in your home as soon as possible. Our highly trained, friendly staff understands the housing market where you want to live. After all, we live here too. We’re available to help during extended hours and on Saturdays.
Fast, Local Decisions
- Local underwriting
- Fast approvals
- Fast closing, usually within 30 days
- Local servicing on most loans
Save Money
- Low, affordable interest rates
- No initial loan application fees
- Low mortgage insurance premiums
- No origination fee loan options
- Extended rate lock options available from 90 to 360 days
Mortgage Calculator
How much will your monthly mortgage payment be? Use this calculator to figure out your monthly payment, including your mortgage’s principal and interest payments as well as insurance and taxes.
Personalized Rate Quote
Tailored to your unique circumstances, our personalized mortgage rate quote tool asks you a few questions about your current financial situation. Based on your answers you will be given a list of rates that fit your needs. Get your personalized mortgage rate today.