Gain Your Equity Power
You have equity power in your home. That’s right! Power to finish your basement, remodel the kitchen, or even take a dream vacation. It may be the last loan you’ll ever need.
- Low-variable rate
- Interest-only payments
- Easy access to funds with a Visa card
- Ten-year line of credit
Ways to Use Your Equity
Home Improvements
Debt Consolidation
Vacation
Tuition
And more!
Lock Your Rate for the First 6 Months*
Do more with your home’s equity with an ICCU Home Equity Line of Credit. Take advantage of a special introductory fixed rate of 5.99% APR* for the first 6 months! Plus, enjoy the convenience of a low-variable rate, interest-only payments, and easy access to funds with a Visa card.
Whether you’re planning a much-needed home renovation or setting up an emergency fund, ICCU makes it easy and convenient to access the funds you need.
*The initial rate of 5.99% will be locked for the first six months of the loan and is only available on new loans. After the six-month introductory period, your rate will be adjusted to the variable Annual Percentage Rate (APR) listed on www.iccu.com/loans/home-equity/home-equity-line-of-credit/#rates and will not exceed 24.00% APR. Variable rate means the rate may change after consummation. Your variable rate and/or term may vary depending on credit history and underwriting criteria. On approved credit. Approval is conditioned on the borrower furnishing sufficient collateral. You must have an existing mortgage in Idaho or Washington. Appraisal may be required at the cost of the applicant. Documentation may be requested to verify underwriting requirements. Equal Housing Lender.
The Do’s and Don’ts of HELOCs
Home Equity Lines of Credit give you a lot of buying power using the equity of your home, and with great power comes great responsibility. With our step-by-step guide you can have the confidence to harness your home’s potential!
HELOC Rates
| Type | Rate* | ||
|---|---|---|---|
| TypeHome Equity Line of Credit | Rate*7.000% | Terms |