Checking Made for Hard Work
With an Idaho Central Business Analyzed Checking Account, you’ll enjoy an earnings credit allowance based on your account balance. This helps reduce or eliminate monthly service charges. With a low minimum balance to open and an array of benefits, you can’t go wrong!
- Positive Pay
- Online Wires
- Preferred Pay (ACH Origination)
- Free Business Bill Payment
- Business Remote Deposit Capture*
- NCUA insured up to $250,000
Contact a Business Relationship Officer for rate information.
*Monthly fees apply. Available upon approval of application package.
Minimum Balance to Open
$100
Minimum Daily Balance
Varies, based on transaction volume
Monthly Service Fee
Earning credits accumulate to reduce monthly fees
Monthly Transactions Allowed
Per transaction fees apply but may be offset by earnings credit
ICCU Checking Benefits
Free VideoChat
Bank face-to-face from anywhere in the world with a live service agent through ICCU’s VideoChat. It’s easy to use for account questions, opening a new account, applying for a loan, and much more!
Free Visa Business Debit Card
Make your business purchases with confidence. With every free Visa Business Debit Card comes zero liability protection, fraud monitoring, and 24/7 customer support.
Free Access to over 30,000 ATMs Nationwide
Conveniently access cash, check account balances, and more with free ATMs at all Idaho Central branches or nationwide as part of our CO-OP ATM Network.
Free Automatic Transfers
Transfer funds between your business accounts by scheduling recurring or one-time transfers for free. It’s a convenient way to manage account balances and meet savings goals.
Free Bill Payment
Easily make payments to vendors and suppliers online through free Business eBranch. You can also set up automatic payments to recurring automatic payments to save time and ensure timely payment of bills.
Free Notary Service & Signature Guarantee
All business account holders receive free notarization and signature guarantee on documents.
Business Analyzed Checking
| Type | Rate* | ||
|---|---|---|---|
| Type0-2,499 | Rate*0.85% | ||
| Type2,500-24,999 | Rate*0.85% | ||
| Type25,000-49,999 | Rate*0.85% | ||
| Type50,000-99,999 | Rate*0.85% | ||
| Type100,000-249,999 | Rate*0.85% | ||
| Type250,000+ | Rate*0.85% |