We all like money, and we all like freedom … so why are so few Americans financially free? Only 1 in 10 Americans are living their definition of financial freedom, according to a 2023 study, and for most, freedom simply means making ends meet without major stress or debt. That’s a problem we can fix. […]
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Everyone knows that saving money is important, but not everyone knows how to save money. Budgeting isn’t all about tracking expenses in an Excel sheet (thankfully); an optimized budgeting strategy includes low-risk savings options — in other words, getting your money to work for you. If you’ve heard the term certificate of deposit (CD) get […]
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Did you know that two of every three Americans use the same password for several important accounts? Worse yet, one in every two Americans had their internet accounts breached in 2021 alone. Eva Vasquez, President and CEO of the Identity Theft Resource Center, recently said, “Too many people find themselves between criminals and the organizations […]
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Thanks to our Rewards and Premier Rewards cardholders, we’ve made this back-to-school season one for the books. If you’ve seen the phrase “Gear Up and Give Back” recently, you know what we’re talking about. In the first half of August, ICCU Rewards and Premier Rewards cardholders scored exclusive cashback offers on school supplies, clothes, technology, […]
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When faced with an important decision, which route do you usually take: the tried-and-true option or the one off the beaten path? Believe it or not, your answer might affect your homebuying strategy, particularly when choosing a mortgage. Fixed-rate mortgages are time-tested and traditional, while adjustable-rate mortgages (ARMs) offer more flexibility and potentially lower rates. […]
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A HELOC isn’t exactly your run-of-the-mill traditional loan … and yet it’s arguably one of the most powerful. Here's a peek at the most popular ways HELOCs are used, plus the best tactics to follow (and worst mistakes to avoid).
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Idaho Central is excited to be participating in America Saves week again this year! America Saves Week (February 21 – February 25, 2022) is an annual opportunity for individuals to assess their savings and take financial action. Each year, we encourage savers – or potential savers – just like you to set a goal, make […]
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When it comes to cyber security, we all want to believe that we are able to spot a scam when we are targeted. The reality is that anyone can fall prey to a phishing attempt. Fraudsters are always evolving and constantly developing new ways to deceive us. We know to avoid those emails from the […]
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Credit sounds like a mysterious, looming entity that can affect our lives in big ways. We rely on credit to buy a house, handle emergencies, and for long-term financial security. It can be a great financial tool, but unfortunately, there is a lot of misinformation out there about your credit score and what you can do to improve it. Check out our tips on maintaining and improving your credit score!
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At Idaho Central, we believe that financial education is a key to helping our members achieve financial success, and it doesn’t have to be hard. We are happy to announce our partnership with EVERFI to provide our new Financial Education Center to help our members build financial health and confidence. “Understanding your finances and making […]
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