When you ask most people what the difference between a credit union and a bank is, they might be able to list one or two differences, but they likely won’t be able to paint the whole picture. At ICCU we want to give you the proper information to help you figure out what meets your banking needs.
Read More
Balancing a checkbook and printed statements are becoming things of the past. With ICCU’s online banking and mobile banking options you have all the resources you could ask for at the tips of your fingers. If you aren’t familiar with ICCU’s online banking and mobile banking features here are a few of our favorites.
Read More
Using credit to obtain things — whether new kitchen cabinets, an SUV or just coffee — is so common in America that many people constantly juggle several debts. Each month, consumers must make payments on their credit cards, auto loans, mortgages and more. To maintain your financial health, it’s important to create a plan for paying down your debts strategically.
Read More
The future is closer than it seems and building a nest egg is a huge piece of being financially sound. It’s important to remember that saving for retirement is a long term goal that takes dedication and consistency to maintain. Realizing that it takes time to build wealth will go a long way in helping you make smart financial decisions today.
Read More
As interest rates continue to stay at record lows, today might be a great time for you to consider refinancing your mortgage. Refinancing your mortgage can not only lower your interest rate, but can allow you to change the term of your loan, cash out some of your equity, or convert from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage, or vice versa. It is important to familiarize yourself with the pros and cons of refinancing before you decide the route that is best for your financial success.
Read More
Getting an auto loan can be stressful and cost you more than you ever thought it would. At ICCU we are here to help members achieve financial success and getting the right auto loan is critical in doing that.
Read More
Financial emergencies—from a layoff to a root canal are a fact of life. Having an emergency fund in place is an essential part of being financially healthy. It is something you can fall back on in times of trouble so you don’t have to panic. Building your emergency fund can be a daunting task when you are on a tight budget, but it doesn’t have to be. Here are some ways you can build your emergency fund even while struggling.
Read More
ICCU is excited to be participating in America Saves week again this year! America Saves Week is coordinated by America Saves and the American Savings Education Council. The Week is an annual opportunity for organizations to promote good savings behavior and a chance for individuals to assess their own saving status.
Read More
Valentine’s Day is just around the corner and while it’s a fun day to celebrate those special people in your life, it is easy to get caught up in the pressure to spend more than you can afford to prove your undying love.
Read More
Getting married should be one of the most special times of your life, but it can also be one of the most stressful. Brides and grooms alike suggest two things when planning the big day – communicate and pay in cash. Here are some first steps that will reduce the stress and increase the joy of this happy time.
Read More