Company culture is a hot topic, and it has become a significant factor new hires consider when deciding where to work. As a business owner, it can feel daunting to hear about how important company culture is, but left to wonder what exactly it is, and how it affects your business. Company culture is formed […]
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When it comes to avoiding fraud, it can feel like being scammed is inevitable. Your spam inbox is full of attempts to trick you, every other phone call you get is just another request for your information, and it seems like everyone has a story of how they were recently involved in a new, scary […]
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While the world is getting more mobile, the importance of being able to do banking online is gaining more traction. However, the desire for personal contact is still present! Though we may be doing more and more digitally, we still like the availability of FaceTime, Skype, Zoom, or other video chatting capability. It’s natural. As […]
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During uncertain times, it can feel like everyone has an update or information to provide to you. Unfortunately, this can lead to information overload, and a sense of not knowing what information is correct, or where to even look for the correct information. During this time, it is important to know how to stay informed, […]
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With the world suddenly shifting to staying home, the importance of being able to do anything you need from home easily has risen. Many people are switching entirely to online shopping and only going to stores when absolutely necessary. Restaurant orders are being placed online ahead of time, groceries are being picked out the night […]
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Running a business comes with many expenses, and you may be wondering when the right time to get a business credit card is. Business credit cards can provide important benefits to your company, such as expense management, credit to grow your business, and rewards or perks! Rewards credit cards can be a great way for […]
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Saving is an important part of life, but it can be hard to do when there are so many immediate wants and needs. Here are a few ideas on why and how you can save.
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Adjustable Rate Mortgage, otherwise known as ARM, is a loan that starts with a fixed lower interest rate for a period of time, then the rate changes. The interest rate usually increases, but the rate could decrease depending on market rates at the time. At Idaho Central Credit Union, we offer 5/5 ARM home loans. […]
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Planning for your retirement can be overwhelming, and with it being so far in the future, it’s easy to put it off to another day. In fact, in a 2018 study by Northwestern Mutual, 21% of Americans have no money saved for retirement at all. If you’re part of the 21%, it may feel overwhelming to start, but […]
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As one year comes to an end and another begins, employee retention is a hot topic as some businesses struggle to retain their employees. Unfortunately, towards the end of the year, many employees begin to look for new opportunities, allowing time to get their year-end bonus (if there is one), and start fresh in a […]
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