Balancing a checkbook and printed statements are becoming things of the past. With Idaho Central Credit Union’s online banking and mobile banking options you have all the resources you could ask for at the tips of your fingers. If you aren’t familiar with ICCU’s online banking and mobile banking features here are a few of our favorites.
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Using credit to obtain things — whether new kitchen cabinets, an SUV or just coffee — is so common in America that many people constantly juggle several debts. Each month, consumers must make payments on their credit cards, auto loans, mortgages and more. To maintain your financial health, it’s important to create a plan for paying down your debts strategically.
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The future is closer than it seems and building a nest egg is a huge piece of being financially sound. It’s important to remember that saving for retirement is a long term goal that takes dedication and consistency to maintain. Realizing that it takes time to build wealth will go a long way in helping you make smart financial decisions today.
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As interest rates continue to stay at record lows, today might be a great time for you to consider refinancing your mortgage. Refinancing your mortgage can not only lower your interest rate, but can allow you to change the term of your loan, cash out some of your equity, or convert from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage, or vice versa. It is important to familiarize yourself with the pros and cons of refinancing before you decide the route that is best for your financial success.
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Getting an auto loan can be stressful and cost you more than you ever thought it would. At Idaho Central Credit Union we are here to help members achieve financial success and getting the right auto loan is critical in doing that.
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Financial emergencies—from a layoff to a root canal are a fact of life. Having an emergency fund in place is an essential part of being financially healthy. It is something you can fall back on in times of trouble so you don’t have to panic. Building your emergency fund can be a daunting task when you are on a tight budget, but it doesn’t have to be. Here are some ways you can build your emergency fund even while struggling.
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Valentine’s Day is just around the corner and while it’s a fun day to celebrate those special people in your life, it is easy to get caught up in the pressure to spend more than you can afford to prove your undying love.
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Getting married should be one of the most special times of your life, but it can also be one of the most stressful. Brides and grooms alike suggest two things when planning the big day – communicate and pay in cash. Here are some first steps that will reduce the stress and increase the joy of this happy time.
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The road to financial success does require you to be an active participant, but doesn't have to be overwhelming. Put in a little work up front to set you and your family up for a great new year!
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Christmas is coming, and children everywhere are making their lists and checking them twice. While Santa is typically a miracle worker, parents still need some realistic ideas of what to get their kids without breaking the bank. Here are some shopping tips to help you have a successful holiday while also (sneakily) teaching your kids a few financial lessons.
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