Financial Education Archives

Financial Education
March 13, 2016

Reasons to Refinance

As interest rates continue to stay at record lows, today might be a great time for you to consider refinancing your mortgage. Refinancing your mortgage can not only lower your interest rate, but can allow you to change the term of your loan, cash out some of your equity, or convert from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage, or vice versa. It is important to familiarize yourself with the pros and cons of refinancing before you decide the route that is best for your financial success.
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Financial Education
March 5, 2016

5 Tips for Getting an Auto Loan in Idaho

Getting an auto loan can be stressful and cost you more than you ever thought it would. At Idaho Central Credit Union we are here to help members achieve financial success and getting the right auto loan is critical in doing that.
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Financial Education
February 29, 2016

Building an Emergency Fund on a Budget

Financial emergencies—from a layoff to a root canal are a fact of life. Having an emergency fund in place is an essential part of being financially healthy. It is something you can fall back on in times of trouble so you don’t have to panic. Building your emergency fund can be a daunting task when you are on a tight budget, but it doesn’t have to be. Here are some ways you can build your emergency fund even while struggling.
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Financial Education
February 14, 2016

5 Valentine’s Day Ideas That Won’t Break the Bank

Valentine’s Day is just around the corner and while it’s a fun day to celebrate those special people in your life, it is easy to get caught up in the pressure to spend more than you can afford to prove your undying love.
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Financial Education
February 4, 2016

So You Said Yes

Getting married should be one of the most special times of your life, but it can also be one of the most stressful. Brides and grooms alike suggest two things when planning the big day – communicate and pay in cash. Here are some first steps that will reduce the stress and increase the joy of this happy time.
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Financial Education
December 26, 2015

5 Ways to Improve Your Finances in 2016

The road to financial success does require you to be an active participant, but doesn't have to be overwhelming. Put in a little work up front to set you and your family up for a great new year!
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Financial Education
December 21, 2015

Use Christmas Shopping to Teach Kids Budgeting Skills

Christmas is coming, and children everywhere are making their lists and checking them twice. While Santa is typically a miracle worker, parents still need some realistic ideas of what to get their kids without breaking the bank. Here are some shopping tips to help you have a successful holiday while also (sneakily) teaching your kids a few financial lessons.
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Financial Education
November 30, 2015

5 Money Moves to Make Before Traveling Abroad

In the excitement of exploring a new country, it’s all too easy to rack up extra expenses when paying in a foreign currency. But just a bit of advance prep can turn you into a savvy consumer overseas.
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Financial Education
November 13, 2015

Ways to Save This Thanksgiving

Thanksgiving is a wonderful time of the year to spend with your loved ones. But it can be easy for the Thanksgiving budget to get out of control. Here are some tips so that you don’t spend it stressing over money, but can focus on the holiday fun.
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Financial Education
October 23, 2015

5 Guidelines to Help Break Bad Spending Habits

We may not want to admit it, but we probably all have at least a few bad spending habits. The good news is that, although it may be hard at first, if we follow a few simple guidelines, we can really curb our bad spending habits so that we feel we are in a better place financially and mentally.
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