No matter what stage of life you are in, retirement should be something you are thinking about. Whether you are graduating college, raising a family, or looking to retire in the next 5 years you should be finding out what you will need to retire comfortably. Life expectancy is rising, so in return you need to make your retirement last longer or have a larger retirement fund.
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Whether you are newly retired or a family looking for fun, RVs are a great way to travel the country. However, as with anything, expenses can add up. Check out these great ways to stay frugal while you are on the road.
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According to National Retail Federation’s annual survey total spending for K-12 and college back-to-school shopping for the average family is expected to reach $75.8 billion, up from last year’s $68 billion. To help keep your costs to a minimum this year we’ve put together a few helpful budgeting tips.
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With the summer season finally here, it’s time to get the sunscreen out and barbecues ready. The hustle and bustle of summer has just begun, and unfortunately along with the high temperatures can come high costs. Luckily we have a list to help you supersize your savings this summer and avoid breaking the bank.
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With school letting out and sultry summer days ahead, it’s time to start thinking vacation. Because it’s a supply-and-demand world, you’ll likely be up against higher airfare, hotel costs and car rental rates. But here are some tips to help keep things affordable.
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College is in your rearview mirror, and you're about to enter the working world. Although snagging a job certainly calls for a celebration or two, it is also time to start tackling the various financial responsibilities that await you, like saving for retirement and improving your credit score.
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When you ask most people what the difference between a credit union and a bank is, they might be able to list one or two differences, but they likely won’t be able to paint the whole picture. At Idaho Central Credit Union we want to give you the proper information to help you figure out what meets your banking needs.
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Balancing a checkbook and printed statements are becoming things of the past. With Idaho Central Credit Union’s online banking and mobile banking options you have all the resources you could ask for at the tips of your fingers. If you aren’t familiar with ICCU’s online banking and mobile banking features here are a few of our favorites.
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Using credit to obtain things — whether new kitchen cabinets, an SUV or just coffee — is so common in America that many people constantly juggle several debts. Each month, consumers must make payments on their credit cards, auto loans, mortgages and more. To maintain your financial health, it’s important to create a plan for paying down your debts strategically.
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The future is closer than it seems and building a nest egg is a huge piece of being financially sound. It’s important to remember that saving for retirement is a long term goal that takes dedication and consistency to maintain. Realizing that it takes time to build wealth will go a long way in helping you make smart financial decisions today.
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