Student loans can be dangerous for a college student. Many students treat loans as extra spending money and don’t think about how it will affect them in the future. Being smart about the amount you borrow in student loans and who you get your loans from will play a big part in your financial success after you graduate. There are a number of things you can do to curb your college debt.
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With the hustle and bustle of the holidays, the end of the year can seem overwhelmingly busy, especially for business owners. There are several items that need attention before the start of the new year. Check out our quick checklist of year-end items to complete and help ease your holiday season stress.
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Scammers prey on targets of opportunity. Factors like loneliness, cognitive impairment, and coming from an era where people were raised to be polite and trusting often make seniors more susceptible to fraud. Education and awareness is key in helping seniors avoid getting scammed. We are less likely to be conned into something we have been warned about. Sharing your knowledge about scams and knowing what to watch for can protect your friends and loved ones.
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Credit cards are the most popular way to pay in the United States. As a business, how do you know which credit card pricing model to choose? With the holidays around the corner, now is a good time to review.
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Just thinking about how expensive traveling during the winter is can cause anxiety for many. However, there is no denying it, winter travel is a great excuse to take advantage of your school break or plan a vacation from work and the cold! One of the keys to scoring winter travel deals and to plan an inexpensive getaway is to start planning now.
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College marks the beginning of many firsts. For many it will be the first time managing finances completely on your own. It’s important to establish a good budget so you can manage your day-to-day expenses and avoid racking up a lot of debt while you are in school. A good budget helps you manage short-term spending for things like food and books as well as long-term goals like a spring break vacation.
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If you are looking to save money while still having a vacation this summer, camping is a great choice. Although camping is much cheaper than paying for hotels and restaurants, if you aren’t careful, costs can quickly add up. Here are some easy tips to help you minimize costs while still having a good time.
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Shopping for a used car is a great way to get the most vehicle possible for your money, and there are lots of preowned gems out there just waiting to be found. These simple steps can help you choose one you can drive happily for years to come.
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The financial benefits of buying a home compared with renting have yoyoed over the years, especially of late. If you’re sitting on the fence, here are four circumstances in which it may be a better bet to buy.
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Idaho Central Credit Union knows that although nonprofits share many characteristics with traditional businesses there are important differences. Our team of experts will take the time to understand and create customized solutions that will allow you to take advantage of every opportunity available to reach your goals. Helping local Idaho nonprofits succeed is something we believe in.
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