Learning the ins and outs of Medicare can feel a lot like learning a foreign language. It might seem like complicated gibberish at first, but as you immerse yourself in its complexities, over time you’ll reap the rewards. The problem, unfortunately, is just that: time. Many of us barely have time to manage our daily […]
Read More
Every October, the Social Security Administration (SSA) adjusts to Social Security programs to keep pace with inflation. These adjustments then go into effect the following January. The most significant of these annual changes are typically the Cost-of-Living-Adjustments (COLA), the annual tax caps and earning limit increases. This article is intended as general education information only […]
Read More
As a business owner, you can do it all … but you probably shouldn’t. When your business expands, so do your business needs, and they only get more complicated as time passes. Whether you’re paying your team or getting paid by hard-won customers, you want a strategy that takes you all the way — one […]
Read More
At this point, internet safety can feel like the world’s flashiest unicorn — alluring but obvious make-believe. How do we stay safe when the threat is everywhere? It’s not like most of us can disavow our phones or the internet and just move on with our lives. So how do we protect ourselves? The first […]
Read More
We all like money, and we all like freedom … so why are so few Americans financially free? Only 1 in 10 Americans are living their definition of financial freedom, according to a 2023 study, and for most, freedom simply means making ends meet without major stress or debt. That’s a problem we can fix. […]
Read More
Talking about money can be about as awkward as talking politics at Thanksgiving, but unlike dinnertime politics, money matters don’t go away once the dishes have been cleared. The longer you avoid the talk, the worse the problem (and stress) gets, which only makes it more tempting to avoid talking about it. Thus begins the […]
Read More
It’s not exactly fun to imagine abuse, particularly when it comes to your loved ones. Unfortunately, as other worrying cybercrime statistics rise, so does the threat to our elderly. According to the FBI’s Elder Fraud Report, over 88,000 people were victims of elder fraud in 2022. Each victim lost an average of $35,101. Those numbers […]
Read More
Think fast: What’s your current credit score? If you don’t know the answer off the top of your head, you’re not alone. According to a recent study, more than 35 percent of Americans don’t. In fact, only 2 of every 5 people can confidently report that they have the credit score necessary to successfully achieve […]
Read More
Credit unions and banks are sisters, not twins. That’s a good thing. They share the same DNA, but each has unique and undeniable perks that help you customize your banking experience. To take full advantage of those perks, you need to know the difference between the two. Though we may be a tad biased (#teamcreditunion), […]
Read More
It’s that time of year again — the time where you choose a slew of financial resolutions, keep them up for a few weeks … and inevitably drop them before March. Rinse and repeat. If you’re ready to break the Resolution Cycle of Doom, you should know one key strategy for sticking to resolutions: Pick […]
Read More