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Loans

Home Equity Line of Credit

The options are endless with an Idaho Central Home Equity Line of Credit. Tap into the equity in your home for things like home improvements, debt consolidation, vacation, and more. It’s time to start dreaming!

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HELOC IS BEST IF:

You want a line of credit borrowed against the equity of your home.

Gain Your Equity Power

You have equity power in your home. That’s right! Power to finish your basement, remodel the kitchen, or even take a dream vacation. It may be the last loan you’ll ever need.

  • Low-variable rate
  • Interest-only payments
  • Easy access to funds with a Visa card
  • Ten-year line of credit

Ways to Use Your Equity

  • Home improvements
  • Debt consolidation
  • Vacation
  • Tuition
  • And more!

The Do’s and Don’ts of HELOCs

Home Equity Lines of Credit give you a lot of buying power using the equity of your home, and with great power comes great responsibility. With our step-by-step guide you can have the confidence to harness your home’s potential!

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HELOC Rates

Type Rate*
TypeHome Equity Line of Credit Rate*7.250% Terms

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How