When you refinance with Idaho Central, the benefits go on and on.
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Local Underwriting & Servicing
We know our markets.
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Little to No Fees
Let’s save you money!
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Fast Approvals
Your time is precious.
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Extended Rate Lock
We offer 90 to 360 day options.
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Fast Closings
Most loans close within 30 days!
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Professional Service
We’ll guide you from start to finish.
If You’re Looking to Refinance, We Have Options!
Whether you’re looking for no fees or simply more flexibility, Idaho Central has something to fit every need.
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Freedom Mortgage
Best if:
You are looking to refinance your home into a shorter term with no fees.
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Fixed-Rate Home Loans
Best if:
You want a stable monthly payment for the long term.
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Biweekly Home Loans
Best if:
You want to refinance your home for a more flexible payment schedule.
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Adjustable-Rate Mortgages
Best if:
You plan to move or pay off your loan in a short amount of time.
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Jumbo Mortgage Loans
Best if:
You are purchasing or refinancing a home with a larger price tag.
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Home Refinance Calculator
How much could you save by refinancing your mortgage? Use this calculator to figure out how much you could reduce your monthly and total loan payments if you refinance your mortgage.
Personalized Rate Quote
Tailored to your unique circumstances, our personalized mortgage rate quote tool asks you a few questions about your current financial situation. Based on your answers you will be given a list of rates that fit your needs. Get your personalized mortgage rate today.
Contact a Loan Officer
Not sure which loan is right for you? No problem! Our Home Loan Officers will help you determine which loan best fits your needs. Plus, they’ll help you through every step of the loan process.
