We believe growth requires the right tools, resources, and some fun!
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Free Automatic Parent Transfers
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Rewards for Good Grades and Savings
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No Minimum Balance or Monthly Fees
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Free Mobile Banking
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Free Online Banking
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Free Online eStatements
Find the Right Youth Account for Every Growth Spurt
From toddler to teen, Idaho Central will help your child grow with financial success.
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Share Bear Savings
Best if:
Your child is 0 to 11 years old and you want to teach them how to save.
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Starter Savings
Best if:
You’re ready to help your child between the ages of 12-17 start saving.
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Starter Checking
Best if:
You need a free, easy-to-manage checking account with awesome perks for youth ages 12-17.
Product Details
Youth Savings Account Rates
Balance | APY* | Interest Rate | ||
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Balance0-299 | APY*0.15% | Interest Rate0.15% | Terms | |
Balance300-1,499 | APY*0.20% | Interest Rate0.20% | Terms | |
Balance1,500+ | APY*0.25% | Interest Rate0.25% | Terms |
Personal Financial Management
Manage your accounts online anytime, anywhere. eBranch serves as your single personal financial management center. eBranch allows you to perform the most routine banking tasks from the comfort of your computer or mobile device at home, the office, or on the road. Day or night, seven days a week, eBranch is easy, safe, and convenient.