Credit Rebuilder

Not in love with your credit score? Well, it’s time to fall in love with Credit Rebuilder. Just because you’ve had issues in the past doesn’t mean you can’t repair and restore your credit. Set a goal, and we’ll help you get there.

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A CREDIT REBUILDER LOAN IS BEST IF:

You have had credit issues in the past and need to rebuild it.

Credit Rebuilder Auto

Use this loan to purchase a vehicle or use the title to a vehicle you own outright to help rebuild your credit. This installment loan is repaid over time with a set number of monthly payments.

Please contact us through Video Chat or call us at 1-800-456-5067.

Loan Details

  • No loan origination fees
  • Same day approvals
  • Terms ranging from 6-36 months
  • Simple loan application

Share/CD Secured Loan

If you want to build credit but don’t qualify for a conventional loan you can put money in a savings account or certificate of deposit. We will use the money as collateral to issue you a small loan. Use this loan to buy school supplies, do car repairs, or take a vacation. This installment loan is repaid overtime with a set number of monthly payments.

Please contact us through Video Chat or call us at 1-800-456-5067.

Loan Details

  • No loan origination fees
  • Same day approvals
  • Terms ranging from 6-36 months
  • Low interest rates
  • Simple loan application

Secured Visa

If you are looking for a credit card but don’t qualify for an unsecured Visa you can put money in a savings account or certificate of deposit. We will use the money as collateral to issue you a secured Visa. You can use this card to establish positive credit history.

Please contact us through Video Chat or call us at 1-800-456-5067.

Loan Details

  • Straightforward fees and charges
  • Low minimum monthly payments

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How