Fixed Rate. No Surprises.
This is our most popular type of home loan. The interest rate won’t change for the life of your loan, protecting you from the possibility of rising interest rates. Predictable monthly payments make budgeting easy. Plus, there are usually fewer hoops to jump through during the application process. A good option for someone who expects to stay in the same home for a while or just wants a consistent payment.
Purchasing or refinancing a home is a big deal. Use our online Mortgage Portal or contact a knowledgeable Mortgage Loan Officer. No matter where you are in the process, we’re here to help you every step of the way.
Term Options
10, 15, 20, 30 years
Down Payment
As low as 5% of purchase price
20% of purchase price to avoid PMI
Eligible Properties
Purchase, Refinance, Primary Residence, Second/Vacation Home, Investment/Rental Property, Manufactured Home
Purchase or Refinance Your Home With Confidence
We want to help you through the loan process and get you resting comfortably in your home as soon as possible. Our highly trained, friendly staff understands the housing market where you want to live. After all, we live here too. We’re available to help during extended hours and on Saturdays.
Fast, Local Decisions
- Local underwriting
- Fast approvals
- Fast closing, usually within 30 days
- Local servicing on most loans
Save Money
- Low, affordable interest rates
- No initial loan application fees
- Low mortgage insurance premiums
- No origination fee loan options
- Extended rate lock options available from 90 to 360 days
Mortgage Calculator
How much will your monthly mortgage payment be? Use this calculator to figure out your monthly payment, including your mortgage’s principal and interest payments as well as insurance and taxes.
Personalized Rate Quote
Tailored to your unique circumstances, our personalized mortgage rate quote tool asks you a few questions about your current financial situation. Based on your answers you will be given a list of rates that fit your needs. Get your personalized mortgage rate today.