Credit Card Benefits that Mean Business
With the right business credit card in your wallet, you can go get business done! An Idaho Central Business Visa Card gives you confidence when making purchases with added security, protection, and great benefits.
Great Low Rates
- See our competitive rates
- No annual fee
- No balance transfer fees
Security & Protection
- Free card fraud monitoring
- Turn employee cards on/off with CardControl
- Purchase security & extended protection
- Set limit on employee cards (upon approval)
- Travel & emergency assistance services
Business Management
- Free eBranch with business card management
- Separate business & personal expenses
- Export transaction data into account software
- Master payment account
- Issue cards to employees for purchases, travel, etc.
Business Premier Rewards Visa
Apply for an Idaho Central Business Premier Rewards Visa Credit Card and earn $500 cash back. Also, enjoy a 0% intro APR for 6 months, after that a variable APR of 17.49% – 17.99% applies.1 Contact a Business Loan Officer to get started today.
Rewards
- $500 cash back1
- Low intro APR1
- Earn unlimited 2% cash back on all purchases1
- Next-day cash back
- Earn even more at participating merchants
Low Interest / Low Fees
- Low, variable interest rate
- $95 fee, waived in first year3
- No fees for balance transfers
- No foreign transaction fees
Protection
Travel
Business Rewards Visa
Apply for an Idaho Central Business Rewards Visa Credit Card and earn $150 cash back. Also, enjoy a 0% intro APR for 6 months, after that a variable APR of 13.49% – 17.99% applies.2 Contact a Business Loan Officer to get started today.
Rewards
- $150 cash back2
- Low intro APR2
- Earn unlimited 1% cash back on all purchases2
- Next-day cash back
- Earn even more at participating merchants
Low Interest / Low Fees
- Low, variable interest rate
- No annual fee
- No fees for balance transfers
Protection
Travel
Business Variable-Rate Platinum Visa
Apply for an Idaho Central Business Variable-Rate Platinum Visa Credit Card and enjoy a convenient credit card with a low, variable rate and no annual fee. Contact a Business Officer to get started today.
Low Interest / Low Fees
- Low, variable interest rate
- No annual fee
- No fees for balance transfers
Protection
Travel
Visa SavingsEdge
Enroll your business Visa credit card in Visa SavingsEdge to save money on qualifying purchases at participating merchants.
Business Visa Credit Cards
| Type | APR* | Grace Period for Purchases | Annual Fee | ||
|---|---|---|---|---|---|
| TypeBusiness Premier Rewards | APR*variable rate as low as 17.49% | Grace Period for Purchases20 to 25 days | Annual Fee$95.00, after the first year. | Terms | |
| TypeBusiness Visa Rewards | APR*variable rate as low as 13.49% | Grace Period for Purchases20 to 25 days | Annual FeeNone | Terms | |
| TypeBusiness Visa Platinum | APR*variable rate as low as 12.49% | Grace Period for Purchases20 to 25 days | Annual FeeNone | Terms |
1 New Business Premier Rewards Card accounts earn 80,000 points. 80,000 points is equivalent to $500 cash back. Cash back redeemable at rewards.iccu.com. Cash back paid as statement credit to cardholder. Cardholder(s) must spend an account aggregate of $3000 every 30 days for the first 90 days from account opening to receive bonus points rewards. Bonus point earnings will be applied and eligibility will be calculated at the account level; not by card. Only new purchases and transactions posted with code CCP that earn points are eligible for rewards. Balance transfers do not qualify for points. Bonus points will be awarded once to each qualifying member account. Points will be posted during the first, full month following the promotion and 90-day spend period. New Business Premier Rewards Card accounts will receive introductory 0% interest for the first 6 months immediately following the opening of the account(s), after that variable APR of 17.49% – 17.99%. Only new purchases and transactions posted with code CCP that earn points are eligible for 0% interest introductory period. Must sign up and have a new Business Premier Rewards Card account to participate. Offer not valid for members who currently hold a Business ICCU Rewards or Business Premier Rewards account. All loans OAC.
2 New Business Rewards Card accounts earn 24,000 points. 24,000 points is equivalent to $150 cash back. Cash back redeemable at https://rewards.iccu.com/. All cash back paid as statement credit to cardholder. Cardholder(s) must spend an account aggregate of $1000 every 30 days for the first 90 days from account opening to receive bonus points rewards. Bonus point earnings will be applied and eligibility will be calculated at the account level; not by card. Only new purchases and transactions posted with code CCP that earn points are eligible for rewards. Balance transfers do not qualify for points. Bonus points will be awarded once to each qualifying member account. Points will be posted during the first, full month following the promotion and 90-day spend period. New Business Rewards Card accounts will receive introductory 0% interest for the first 6 months immediately following the opening of the account(s), after that variable APR of 13.49% – 17.99%. Only new purchases and transactions posted with code CCP that earn points are eligible for 0% interest introductory period. Must sign up and have a new Business Rewards Card account to participate. Offer not valid for members who currently hold a Business ICCU Rewards or Business Premier Rewards account. All loans OAC.
3 $95 fee assessed after year 1. Spend of $5000 earns account 16,000 Rewards points. 16,000 points is equal to $100 cash back.